What is a Foundation Certification?

A foundation certification is a process initiated primarily by mortgage companies for people who desire a FHA/HUD, VA, or other government loan for their manufactured home. The loan underwriter requires that the manufactured home foundation be in compliance with FHA/HUD or VA guidelines before they can obtain a loan.

According to federal guidelines, the foundation certification must be issued by a Licensed Engineer. Therefore mortgage companies require certification that the home foundation meets the minimum requirements to obtain the loan.

The certification requires the following:

1. A 30-45 minute on-site inspection of the manufactured home foundation, and
2. A stamped certification from a Licensed Engineer stating that the manufactured home foundation is in compliance with federal standards

Manufactured Home Foundation Certifications

If you are selling or buying a manufactured home, then most likely a foundation certification will be required. For all FHA and VA loans, an engineer's foundation certification is required that states that the home is placed on a permanent foundation that complies with the "HUD Permament Foundation Guide for Manufatured Homes", dated 1996 by the US Department of Housing and Urban Development (HUD).

We have partnered with the engineers at Foundation Certifications to provide a turn-key foundation certification service to you. You may place your order online by going to http://www.FoundationCerts.com/order.